360 DigiTech (QFIN) Financial Analysis & Valuation | Quarter Chart

Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit ... more
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 J... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$1.77BExchangeNASDAQ
SectorFinancial ServicesIndustryFinancial - Credit Services
CountryCNCEOHaisheng Wu
IPO Date2018-12-14CAGR155.83%
Employees3,557Websitewww.360shuke.com
Div. Yield240.47%Payout Ratio
Buy Back YieldTotal Yield240.47%
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Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$-1.60BP/E2.48Forward P/E0.43PEG-0.06
P/S0.03P/B0.02P/CF0.03P/FCF0.07
Sales$2.57BSales 1Y2.25%Sales 3Y35.1%Sales 5Y45.12%
EPS$5.46EPS 1Y13.28%EPS 3Y125.73%EPS 5Y79.11%
Sales QoQ-3.73%EPS QoQ-6.89%Sales QoQ Avg0.18%EPS QoQ Avg5.44%
Gross Margin73.89%Operating Margin32.12%Profit Margin28.91%ROCE10.68%
ROA9%ROE21%Altman Z Score1.26Piotroski Score7
Current Ratio8.88Quick Ratio8.88Cash Ratio6.78Op. CF Ratio2.18
Debt/Equity0.12Debt/Assets0.05Lt Debt/Equity0.06Lt Debt/Cap.0.03
Intrst Cov.Inventory TurnoverAsset Turnover0.32Receivables Turnover8.37
Enterprise Value$-1.60BP/E Ratio2.48
Forward P/E0.43PEG Ratio-0.06
P/S Ratio0.03P/B Ratio0.02
P/CF Ratio0.03P/FCF Ratio0.07
EPS$5.46EPS Growth 1Y13.28%
EPS Growth 3Y125.73%EPS Growth 5Y79.11%
Revenue Growth 1Y2.25%Gross Margin0.74%
Operating Margin0.32%Profit Margin0.29%
ROE0.21%ROA0.09%
ROCE0.11%Current Ratio8.88
Quick Ratio8.88Cash Ratio6.78
Debt/Equity0.12Interest Coverage
Altman Z Score1.26Piotroski Score7

360 DigiTech (QFIN) valuation & financials

360 DigiTech (QFIN) has a market capitalization of $1.77B and trades at a price-to-earnings ratio of 2.5. It operates in the Financial Services sector (Financial - Credit Services).

360 DigiTech's revenue grew +2.3% over the last year.

360 DigiTech's next earnings report is scheduled for August 13, 2026; analysts estimate EPS of $0.99.

📈 Analysts estimate QFIN EPS of $0.99 for the upcoming quarter. See 360 DigiTech revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

360 DigiTech (QFIN) — frequently asked questions

When does 360 DigiTech (QFIN) report earnings next?

360 DigiTech is expected to report earnings on August 13, 2026. Analysts estimate EPS of $0.99.

What is 360 DigiTech's market cap?

360 DigiTech (QFIN) has a market capitalization of $1.77B.

What is QFIN's P/E ratio?

360 DigiTech trades at a price-to-earnings ratio of 2.5, with trailing twelve-month EPS of $5.46.

How fast is 360 DigiTech growing?

360 DigiTech's revenue grew +2.3% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)