First Financial Bank (FFBC) Financial Analysis & Valuation | Quarter Chart

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-... more
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$3.45BExchangeNASDAQ
SectorFinancial ServicesIndustryBanks - Regional
CountryUSCEOArchie Brown
IPO Date1983-12-21CAGR
Employees2,199Websitewww.bankatfirst.com
Div. Yield4.53%Payout Ratio34%
Buy Back YieldTotal Yield4.53%
FFBC chart loading...

Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$3.56BP/E10.87Forward P/E9.44PEG
P/S1.74P/B0.75P/CF2.75P/FCF2.84
Sales$1.33BSales 1Y8.35%Sales 3Y35.28%Sales 5Y91.72%
EPS$3.02EPS 1Y-44.4%EPS 3Y-49.45%EPS 5Y-27.23%
Sales QoQ-13.77%EPS QoQ-200%Sales QoQ Avg0.42%EPS QoQ Avg-50.25%
Gross Margin69.76%Operating Margin26.86%Profit Margin21.41%ROCE10.77%
ROA1%ROE10%Altman Z Score-0.32Piotroski Score5
Current Ratio0.38Quick Ratio0.38Cash Ratio0.04Op. CF Ratio0.03
Debt/Equity0.32Debt/Assets0.04Lt Debt/Equity0.13Lt Debt/Cap.0.11
Intrst Cov.0.98Inventory TurnoverAsset Turnover0.06Receivables Turnover
Enterprise Value$3.56BP/E Ratio10.87
Forward P/E9.44PEG Ratio
P/S Ratio1.74P/B Ratio0.75
P/CF Ratio2.75P/FCF Ratio2.84
EPS$3.02EPS Growth 1Y-44.4%
EPS Growth 3Y-49.45%EPS Growth 5Y-27.23%
Revenue Growth 1Y8.35%Gross Margin0.7%
Operating Margin0.27%Profit Margin0.21%
ROE0.1%ROA0.01%
ROCE0.11%Current Ratio0.38
Quick Ratio0.38Cash Ratio0.04
Debt/Equity0.32Interest Coverage0.98
Altman Z Score-0.32Piotroski Score5

First Financial Bank (FFBC) valuation & financials

First Financial Bank (FFBC) has a market capitalization of $3.45B and trades at a price-to-earnings ratio of 10.9. It operates in the Financial Services sector (Banks - Regional).

First Financial Bank's revenue grew +8.3% over the last year.

First Financial Bank's next earnings report is scheduled for October 22, 2026 after market close; analysts estimate EPS of $0.82. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate FFBC EPS of $0.82 for the upcoming quarter. See First Financial Bank revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

First Financial Bank (FFBC) — frequently asked questions

When does First Financial Bank (FFBC) report earnings next?

First Financial Bank is expected to report earnings on October 22, 2026 after market close. Analysts estimate EPS of $0.82.

What is First Financial Bank's market cap?

First Financial Bank (FFBC) has a market capitalization of $3.45B.

What is FFBC's P/E ratio?

First Financial Bank trades at a price-to-earnings ratio of 10.9, with trailing twelve-month EPS of $3.02.

How fast is First Financial Bank growing?

First Financial Bank's revenue grew +8.3% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Bank of America (BAC)