Capitec Bank (CPI.JO) Financial Analysis & Valuation | Quarter Chart

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice d... more
Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and servi... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$320.10MExchangeJNB
SectorFinancial ServicesIndustryBanks - Regional
CountryZACEOGraham Roy Lee
IPO Date2000-01-04CAGR26.51%
Employees17,672Websitewww.capitecbank.co.za
Div. Yield0.63%Payout Ratio49%
Buy Back Yield0.06%Total Yield0.69%
CPI.JO chart loading...

Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$532.05BP/E33.14Forward P/E2244.32PEG1.53
P/S19.34P/B24.77P/CF42.17P/FCF43.46
Sales$6.81BSales 1Y60.66%Sales 3Y152.77%Sales 5Y572.5%
EPS$0.08EPS 1Y50.85%EPS 3Y165.34%EPS 5Y430.46%
Sales QoQ6.39%EPS QoQ10.43%Sales QoQ Avg31.91%EPS QoQ Avg10.75%
Gross Margin74.79%Operating Margin29.11%Profit Margin22.09%ROCE8.48%
ROA6%ROE30%Altman Z Score2.81Piotroski Score8
Current Ratio13.2Quick Ratio13.2Cash Ratio13.2Op. CF Ratio14.45
Debt/Equity0.06Debt/Assets0.01Lt Debt/Equity0.03Lt Debt/Cap.0
Intrst Cov.2.4Inventory TurnoverAsset Turnover0.29Receivables Turnover
Enterprise Value$532.05BP/E Ratio33.14
Forward P/E2244.32PEG Ratio1.53
P/S Ratio19.34P/B Ratio24.77
P/CF Ratio42.17P/FCF Ratio43.46
EPS$0.08EPS Growth 1Y50.85%
EPS Growth 3Y165.34%EPS Growth 5Y430.46%
Revenue Growth 1Y60.66%Gross Margin0.75%
Operating Margin0.29%Profit Margin0.22%
ROE0.3%ROA0.06%
ROCE0.08%Current Ratio13.2
Quick Ratio13.2Cash Ratio13.2
Debt/Equity0.06Interest Coverage2.4
Altman Z Score2.81Piotroski Score8

Capitec Bank (CPI.JO) valuation & financials

Capitec Bank (CPI.JO) has a market capitalization of 320.10M ZAC and trades at a price-to-earnings ratio of 33.1. It operates in the Financial Services sector (Banks - Regional).

Capitec Bank's revenue grew +60.7% over the last year.

Capitec Bank's next earnings report is scheduled for September 30, 2026; analysts estimate EPS of 0.05 ZAC.

📈 Analysts estimate CPI.JO EPS of 0.05 ZAC for the upcoming quarter. See Capitec Bank revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Capitec Bank (CPI.JO) — frequently asked questions

When does Capitec Bank (CPI.JO) report earnings next?

Capitec Bank is expected to report earnings on September 30, 2026. Analysts estimate EPS of 0.05 ZAC.

What is Capitec Bank's market cap?

Capitec Bank (CPI.JO) has a market capitalization of 320.10M ZAC.

What is CPI.JO's P/E ratio?

Capitec Bank trades at a price-to-earnings ratio of 33.1, with trailing twelve-month EPS of 0.08 ZAC.

How fast is Capitec Bank growing?

Capitec Bank's revenue grew +60.7% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)