AmeriServ Financial, Inc. (ASRV) Financial Analysis & Valuation | Quarter Chart
Company facts
Reported company information and share structure.
| Market Cap | $84.99M | Exchange | NASDAQ |
| Sector | Financial Services | Industry | Banks - Regional |
| Country | US | CEO | Jeffrey A. Stopko |
| IPO Date | 1985-01-30 | CAGR | — |
| Employees | 297 | Website | www.ameriserv.com |
| Div. Yield | 0.27% | Payout Ratio | 23% |
| Buy Back Yield | — | Total Yield | 0.27% |
Key metrics
Reported fundamentals and market-derived technical indicators.
| EV | $82.28M | P/E | 18.74 | Forward P/E | — | PEG | — |
| P/S | 8.59 | P/B | 6.26 | P/CF | 257.57 | P/FCF | 533.54 |
| Sales | $89.55M | Sales 1Y | 4.91% | Sales 3Y | 21.76% | Sales 5Y | 39.54% |
| EPS | $0.27 | EPS 1Y | 122.12% | EPS 3Y | 95.04% | EPS 5Y | 58.47% |
| Sales QoQ | 5.58% | EPS QoQ | 45.45% | Sales QoQ Avg | 1.09% | EPS QoQ Avg | -236.85% |
| Gross Margin | 67.45% | Operating Margin | 11.59% | Profit Margin | 9.51% | ROCE | 0.71% |
| ROA | 1% | ROE | 7% | Altman Z Score | 0.19 | Piotroski Score | 5 |
| Current Ratio | 1.36 | Quick Ratio | 1.36 | Cash Ratio | 0.93 | Op. CF Ratio | 0.03 |
| Debt/Equity | 0.59 | Debt/Assets | 0.05 | Lt Debt/Equity | 0.48 | Lt Debt/Cap. | 0.31 |
| Intrst Cov. | 0.37 | Inventory Turnover | — | Asset Turnover | 0.06 | Receivables Turnover | 14.84 |
| Enterprise Value | $82.28M | P/E Ratio | 18.74 |
| Forward P/E | — | PEG Ratio | — |
| P/S Ratio | 8.59 | P/B Ratio | 6.26 |
| P/CF Ratio | 257.57 | P/FCF Ratio | 533.54 |
| EPS | $0.27 | EPS Growth 1Y | 122.12% |
| EPS Growth 3Y | 95.04% | EPS Growth 5Y | 58.47% |
| Revenue Growth 1Y | 4.91% | Gross Margin | 0.67% |
| Operating Margin | 0.12% | Profit Margin | 0.1% |
| ROE | 0.07% | ROA | 0.01% |
| ROCE | 0.01% | Current Ratio | 1.36 |
| Quick Ratio | 1.36 | Cash Ratio | 0.93 |
| Debt/Equity | 0.59 | Interest Coverage | 0.37 |
| Altman Z Score | 0.19 | Piotroski Score | 5 |
AmeriServ Financial, Inc. (ASRV) valuation & financials
AmeriServ Financial, Inc. (ASRV) has a market capitalization of $84.99M and trades at a price-to-earnings ratio of 18.7. It operates in the Financial Services sector (Banks - Regional).
AmeriServ Financial, Inc.'s revenue grew +4.9% over the last year.
AmeriServ Financial, Inc.'s next earnings report is scheduled for October 20, 2026. Check the earnings calendar to see all companies reporting this week.
AmeriServ Financial, Inc. (ASRV) — frequently asked questions
When does AmeriServ Financial, Inc. (ASRV) report earnings next?
AmeriServ Financial, Inc. is expected to report earnings on October 20, 2026.
What is AmeriServ Financial, Inc.'s market cap?
AmeriServ Financial, Inc. (ASRV) has a market capitalization of $84.99M.
What is ASRV's P/E ratio?
AmeriServ Financial, Inc. trades at a price-to-earnings ratio of 18.7, with trailing twelve-month EPS of $0.27.
How fast is AmeriServ Financial, Inc. growing?
AmeriServ Financial, Inc.'s revenue grew +4.9% over the last year.
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