Arrow Financial Corporation (AROW) Financial Analysis & Valuation | Quarter Chart

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending a... more
Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and f... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$648.76MExchangeNASDAQ
SectorFinancial ServicesIndustryBanks - Regional
CountryUSCEODavid S. DeMarco
IPO Date1980-09-18CAGR
Employees575Websitewww.arrowfinancial.com
Div. Yield2.18%Payout Ratio37%
Buy Back Yield0.79%Total Yield2.97%
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Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$646.76MP/E12.38Forward P/E9.14PEG8.39
P/S3.85P/B1.99P/CF19.06P/FCF21.57
Sales$211.85MSales 1Y-7.93%Sales 3Y21.19%Sales 5Y43.2%
EPS$3.17EPS 1Y69.57%EPS 3Y36.24%EPS 5Y2.97%
Sales QoQ-61.17%EPS QoQ-18.29%Sales QoQ Avg-13.92%EPS QoQ Avg1.79%
Gross Margin36.37%Operating Margin14.75%Profit Margin22.05%ROCE0.77%
ROA1%ROE12%Altman Z Score0.26Piotroski Score5
Current RatioQuick RatioCash RatioOp. CF Ratio0
Debt/EquityDebt/Assets0.07Lt Debt/Equity0.01Lt Debt/Cap.
Intrst Cov.0.46Inventory TurnoverAsset Turnover0.05Receivables Turnover
Enterprise Value$646.76MP/E Ratio12.38
Forward P/E9.14PEG Ratio8.39
P/S Ratio3.85P/B Ratio1.99
P/CF Ratio19.06P/FCF Ratio21.57
EPS$3.17EPS Growth 1Y69.57%
EPS Growth 3Y36.24%EPS Growth 5Y2.97%
Revenue Growth 1Y-7.93%Gross Margin0.36%
Operating Margin0.15%Profit Margin0.22%
ROE0.12%ROA0.01%
ROCE0.01%Current Ratio
Quick RatioCash Ratio
Debt/EquityInterest Coverage0.46
Altman Z Score0.26Piotroski Score5

Arrow Financial Corporation (AROW) valuation & financials

Arrow Financial Corporation (AROW) has a market capitalization of $648.76M and trades at a price-to-earnings ratio of 12.4. It operates in the Financial Services sector (Banks - Regional).

Arrow Financial Corporation's revenue grew -7.9% over the last year.

Arrow Financial Corporation's next earnings report is scheduled for October 29, 2026; analysts estimate EPS of $0.94. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate AROW EPS of $0.94 for the upcoming quarter. See Arrow Financial Corporation revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Arrow Financial Corporation (AROW) — frequently asked questions

When does Arrow Financial Corporation (AROW) report earnings next?

Arrow Financial Corporation is expected to report earnings on October 29, 2026. Analysts estimate EPS of $0.94.

What is Arrow Financial Corporation's market cap?

Arrow Financial Corporation (AROW) has a market capitalization of $648.76M.

What is AROW's P/E ratio?

Arrow Financial Corporation trades at a price-to-earnings ratio of 12.4, with trailing twelve-month EPS of $3.17.

How fast is Arrow Financial Corporation growing?

Arrow Financial Corporation's revenue grew -7.9% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)