Aflac (AFL) Financial Analysis & Valuation | Quarter Chart

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well ... more
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance produc... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$61.96BExchangeNYSE
SectorFinancial ServicesIndustryInsurance - Life
CountryUSCEODaniel Paul Amos
IPO Date1980-03-17CAGR7.53%
Employees12,716Websitewww.aflac.com
Div. Yield2.31%Payout Ratio25%
Buy Back Yield7.22%Total Yield9.53%
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Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$51.52BP/E16.04Forward P/E15.98PEG0.28
P/S2.9P/B1.72P/CF19.64P/FCF19.83
Sales$18.12BSales 1Y11.83%Sales 3Y-3.29%Sales 5Y-20.99%
EPS$7.59EPS 1Y110.29%EPS 3Y19.43%EPS 5Y11.67%
Sales QoQ-4.59%EPS QoQ-17.68%Sales QoQ Avg-0.17%EPS QoQ Avg30.08%
Gross Margin41.5%Operating Margin26.6%Profit Margin26.83%ROCE4.22%
ROA4%ROE16%Altman Z Score2.21Piotroski Score7
Current Ratio41.32Quick Ratio41.32Cash Ratio3.85Op. CF Ratio0.07
Debt/EquityDebt/AssetsLt Debt/EquityLt Debt/Cap.
Intrst Cov.19.92Inventory TurnoverAsset Turnover0.16Receivables Turnover20.25
Enterprise Value$51.52BP/E Ratio16.04
Forward P/E15.98PEG Ratio0.28
P/S Ratio2.9P/B Ratio1.72
P/CF Ratio19.64P/FCF Ratio19.83
EPS$7.59EPS Growth 1Y110.29%
EPS Growth 3Y19.43%EPS Growth 5Y11.67%
Revenue Growth 1Y11.83%Gross Margin0.41%
Operating Margin0.27%Profit Margin0.27%
ROE0.16%ROA0.04%
ROCE0.04%Current Ratio41.32
Quick Ratio41.32Cash Ratio3.85
Debt/EquityInterest Coverage19.92
Altman Z Score2.21Piotroski Score7

Aflac (AFL) valuation & financials

Aflac (AFL) has a market capitalization of $61.96B and trades at a price-to-earnings ratio of 16.0. It operates in the Financial Services sector (Insurance - Life).

Aflac's revenue grew +11.8% over the last year.

Aflac's next earnings report is scheduled for November 4, 2026 after market close; analysts estimate EPS of $1.80. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate AFL EPS of $1.80 for the upcoming quarter. See Aflac revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Aflac (AFL) — frequently asked questions

When does Aflac (AFL) report earnings next?

Aflac is expected to report earnings on November 4, 2026 after market close. Analysts estimate EPS of $1.80.

What is Aflac's market cap?

Aflac (AFL) has a market capitalization of $61.96B.

What is AFL's P/E ratio?

Aflac trades at a price-to-earnings ratio of 16.0, with trailing twelve-month EPS of $7.59.

How fast is Aflac growing?

Aflac's revenue grew +11.8% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)