XP Inc. (XP) Financial Analysis & Valuation | Quarter Chart
Company facts
Reported company information and share structure.
| Market Cap | $8.29B | Exchange | NASDAQ |
| Sector | Financial Services | Industry | Financial - Capital Markets |
| Country | BR | CEO | Thiago Maffra |
| IPO Date | 2019-12-11 | CAGR | 69.74% |
| Employees | 8,069 | Website | www.xpinc.com |
| Div. Yield | 18.67% | Payout Ratio | 10% |
| Buy Back Yield | 314.69% | Total Yield | 333.36% |
Key metrics
Reported fundamentals and market-derived technical indicators.
| EV | $131.33B | P/E | 8.29 | Forward P/E | 1.31 | PEG | 0.92 |
| P/S | 0.17 | P/B | 0.11 | P/CF | 0.17 | P/FCF | 0.17 |
| Sales | $3.72B | Sales 1Y | 3.12% | Sales 3Y | 32.67% | Sales 5Y | 95.53% |
| EPS | $1.91 | EPS 1Y | 13.49% | EPS 3Y | 56.19% | EPS 5Y | 130.44% |
| Sales QoQ | -8.83% | EPS QoQ | -2.81% | Sales QoQ Avg | 1.92% | EPS QoQ Avg | 1.46% |
| Gross Margin | 66.96% | Operating Margin | 31.84% | Profit Margin | 27.7% | ROCE | 1.84% |
| ROA | 1% | ROE | 22% | Altman Z Score | 0.04 | Piotroski Score | 6 |
| Current Ratio | 0.49 | Quick Ratio | 0.49 | Cash Ratio | 0.1 | Op. CF Ratio | 0.01 |
| Debt/Equity | 3.67 | Debt/Assets | 0.22 | Lt Debt/Equity | 0.13 | Lt Debt/Cap. | 0.1 |
| Intrst Cov. | 10.95 | Inventory Turnover | — | Asset Turnover | 0.05 | Receivables Turnover | 0.56 |
| Enterprise Value | $131.33B | P/E Ratio | 8.29 |
| Forward P/E | 1.31 | PEG Ratio | 0.92 |
| P/S Ratio | 0.17 | P/B Ratio | 0.11 |
| P/CF Ratio | 0.17 | P/FCF Ratio | 0.17 |
| EPS | $1.91 | EPS Growth 1Y | 13.49% |
| EPS Growth 3Y | 56.19% | EPS Growth 5Y | 130.44% |
| Revenue Growth 1Y | 3.12% | Gross Margin | 0.67% |
| Operating Margin | 0.32% | Profit Margin | 0.28% |
| ROE | 0.22% | ROA | 0.01% |
| ROCE | 0.02% | Current Ratio | 0.49 |
| Quick Ratio | 0.49 | Cash Ratio | 0.1 |
| Debt/Equity | 3.67 | Interest Coverage | 10.95 |
| Altman Z Score | 0.04 | Piotroski Score | 6 |
XP Inc. (XP) valuation & financials
XP Inc. (XP) has a market capitalization of $8.29B and trades at a price-to-earnings ratio of 8.3. It operates in the Financial Services sector (Financial - Capital Markets).
XP Inc.'s revenue grew +3.1% over the last year.
XP Inc.'s next earnings report is scheduled for November 16, 2026 after market close; analysts estimate EPS of $0.53. Check the earnings calendar to see all companies reporting this week.
XP Inc. (XP) — frequently asked questions
When does XP Inc. (XP) report earnings next?
XP Inc. is expected to report earnings on November 16, 2026 after market close. Analysts estimate EPS of $0.53.
What is XP Inc.'s market cap?
XP Inc. (XP) has a market capitalization of $8.29B.
What is XP's P/E ratio?
XP Inc. trades at a price-to-earnings ratio of 8.3, with trailing twelve-month EPS of $1.91.
How fast is XP Inc. growing?
XP Inc.'s revenue grew +3.1% over the last year.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)