XP Inc. (XP) Financial Analysis & Valuation | Quarter Chart
Company facts
Reported company information and share structure.
| Market Cap | $8.93B | Exchange | NASDAQ |
| Sector | Financial Services | Industry | Financial - Capital Markets |
| Country | BR | CEO | Thiago Maffra |
| IPO Date | 2019-12-11 | CAGR | 69.74% |
| Employees | 8,069 | Website | www.xpinc.com |
| Div. Yield | 2.23% | Payout Ratio | 19% |
| Buy Back Yield | 22.63% | Total Yield | 24.86% |
Key metrics
Reported fundamentals and market-derived technical indicators.
| EV | $128.25B | P/E | 8.94 | Forward P/E | 1.41 | PEG | 1 |
| P/S | 2.37 | P/B | 1.81 | P/CF | 2.07 | P/FCF | 2.13 |
| Sales | $3.69B | Sales 1Y | 8.18% | Sales 3Y | 38.56% | Sales 5Y | 83.06% |
| EPS | $1.91 | EPS 1Y | 11.21% | EPS 3Y | 55.69% | EPS 5Y | 105.27% |
| Sales QoQ | 8.21% | EPS QoQ | 13.22% | Sales QoQ Avg | 3.61% | EPS QoQ Avg | 2.91% |
| Gross Margin | 66.69% | Operating Margin | 31.83% | Profit Margin | 27.59% | ROCE | 1.93% |
| ROA | 1% | ROE | 22% | Altman Z Score | 0.04 | Piotroski Score | 5 |
| Current Ratio | 0.5 | Quick Ratio | 0.5 | Cash Ratio | 0.09 | Op. CF Ratio | 0.12 |
| Debt/Equity | 3.74 | Debt/Assets | 0.23 | Lt Debt/Equity | 0.12 | Lt Debt/Cap. | 0.1 |
| Intrst Cov. | 12.48 | Inventory Turnover | — | Asset Turnover | 0.05 | Receivables Turnover | 0.52 |
| Enterprise Value | $128.25B | P/E Ratio | 8.94 |
| Forward P/E | 1.41 | PEG Ratio | 1 |
| P/S Ratio | 2.37 | P/B Ratio | 1.81 |
| P/CF Ratio | 2.07 | P/FCF Ratio | 2.13 |
| EPS | $1.91 | EPS Growth 1Y | 11.21% |
| EPS Growth 3Y | 55.69% | EPS Growth 5Y | 105.27% |
| Revenue Growth 1Y | 8.18% | Gross Margin | 0.67% |
| Operating Margin | 0.32% | Profit Margin | 0.28% |
| ROE | 0.22% | ROA | 0.01% |
| ROCE | 0.02% | Current Ratio | 0.5 |
| Quick Ratio | 0.5 | Cash Ratio | 0.09 |
| Debt/Equity | 3.74 | Interest Coverage | 12.48 |
| Altman Z Score | 0.04 | Piotroski Score | 5 |
XP Inc. (XP) valuation & financials
XP Inc. (XP) has a market capitalization of $8.93B and trades at a price-to-earnings ratio of 8.9. It operates in the Financial Services sector (Financial - Capital Markets).
XP Inc.'s revenue grew +8.2% over the last year.
XP Inc.'s next earnings report is scheduled for November 16, 2026 after market close; analysts estimate EPS of $0.53. Check the earnings calendar to see all companies reporting this week.
XP Inc. (XP) — frequently asked questions
When does XP Inc. (XP) report earnings next?
XP Inc. is expected to report earnings on November 16, 2026 after market close. Analysts estimate EPS of $0.53.
What is XP Inc.'s market cap?
XP Inc. (XP) has a market capitalization of $8.93B.
What is XP's P/E ratio?
XP Inc. trades at a price-to-earnings ratio of 8.9, with trailing twelve-month EPS of $1.91.
How fast is XP Inc. growing?
XP Inc.'s revenue grew +8.2% over the last year.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Bank of America (BAC)