VersaBank (VBNK) Financial Analysis & Valuation | Quarter Chart
Company facts
Reported company information and share structure.
| Market Cap | $642.30M | Exchange | NASDAQ |
| Sector | Financial Services | Industry | Banks - Regional |
| Country | GB | CEO | Susan Teresa McGovern |
| IPO Date | 2021-08-27 | CAGR | 4.11% |
| Employees | 131 | Website | www.versabank.com |
| Div. Yield | 0.03% | Payout Ratio | 11% |
| Buy Back Yield | 0.07% | Total Yield | 0.1% |
Key metrics
Reported fundamentals and market-derived technical indicators.
| EV | $142.78M | P/E | 19.75 | Forward P/E | 11.88 | PEG | -2.55 |
| P/S | 86.36 | P/B | 50.6 | P/CF | 108.94 | P/FCF | 112.32 |
| Sales | $233.96M | Sales 1Y | 9.27% | Sales 3Y | 74.85% | Sales 5Y | 276.76% |
| EPS | $1.01 | EPS 1Y | -14.55% | EPS 3Y | -19.66% | EPS 5Y | 8.05% |
| Sales QoQ | 1.98% | EPS QoQ | -34.29% | Sales QoQ Avg | 4.05% | EPS QoQ Avg | 10.35% |
| Gross Margin | 42.38% | Operating Margin | 13.62% | Profit Margin | 9.34% | ROCE | 0.69% |
| ROA | — | ROE | 6% | Altman Z Score | 0.33 | Piotroski Score | 7 |
| Current Ratio | — | Quick Ratio | — | Cash Ratio | — | Op. CF Ratio | — |
| Debt/Equity | 0.19 | Debt/Assets | 0.02 | Lt Debt/Equity | 0.19 | Lt Debt/Cap. | 0.15 |
| Intrst Cov. | 0.24 | Inventory Turnover | — | Asset Turnover | 0.05 | Receivables Turnover | 12.51 |
| Enterprise Value | $142.78M | P/E Ratio | 19.75 |
| Forward P/E | 11.88 | PEG Ratio | -2.55 |
| P/S Ratio | 86.36 | P/B Ratio | 50.6 |
| P/CF Ratio | 108.94 | P/FCF Ratio | 112.32 |
| EPS | $1.01 | EPS Growth 1Y | -14.55% |
| EPS Growth 3Y | -19.66% | EPS Growth 5Y | 8.05% |
| Revenue Growth 1Y | 9.27% | Gross Margin | 0.42% |
| Operating Margin | 0.14% | Profit Margin | 0.09% |
| ROE | 0.06% | ROA | — |
| ROCE | 0.01% | Current Ratio | — |
| Quick Ratio | — | Cash Ratio | — |
| Debt/Equity | 0.19 | Interest Coverage | 0.24 |
| Altman Z Score | 0.33 | Piotroski Score | 7 |
VersaBank (VBNK) valuation & financials
VersaBank (VBNK) has a market capitalization of $642.30M and trades at a price-to-earnings ratio of 19.8. It operates in the Financial Services sector (Banks - Regional).
VersaBank's revenue grew +9.3% over the last year.
VersaBank's next earnings report is scheduled for September 3, 2026; analysts estimate EPS of $0.35. Check the earnings calendar to see all companies reporting this week.
VersaBank (VBNK) — frequently asked questions
When does VersaBank (VBNK) report earnings next?
VersaBank is expected to report earnings on September 3, 2026. Analysts estimate EPS of $0.35.
What is VersaBank's market cap?
VersaBank (VBNK) has a market capitalization of $642.30M.
What is VBNK's P/E ratio?
VersaBank trades at a price-to-earnings ratio of 19.8, with trailing twelve-month EPS of $1.01.
How fast is VersaBank growing?
VersaBank's revenue grew +9.3% over the last year.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)