United Community Bank (UCBI) Financial Analysis & Valuation | Quarter Chart
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking,... more
United Community Banks, Inc. operates as the financial holding company for United Community Bank tha... more
Company facts
Reported company information and share structure.
Company
Share structure
| Market Cap | $3.32B | Exchange | NASDAQ |
| Sector | Financial Services | Industry | Banks - Regional |
| Country | US | CEO | Herbert Lynn Harton |
| IPO Date | 2002-03-21 | CAGR | 19.04% |
| Employees | 3,121 | Website | www.ucbi.com |
| Div. Yield | 2.9% | Payout Ratio | 36% |
| Buy Back Yield | 2.45% | Total Yield | 5.35% |
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Key metrics
Reported fundamentals and market-derived technical indicators.
Fundamentals
Technicals
| EV | $3.88B | P/E | 18.07 | Forward P/E | — | PEG | — |
| P/S | 2.67 | P/B | 1.14 | P/CF | 10.25 | P/FCF | 11.01 |
| Sales | $1.11B | Sales 1Y | 62.53% | Sales 3Y | 19.3% | Sales 5Y | 59.87% |
| EPS | $1.54 | EPS 1Y | 37.39% | EPS 3Y | 19.61% | EPS 5Y | 9.71% |
| Sales QoQ | 1% | EPS QoQ | 37.68% | Sales QoQ Avg | 1.82% | EPS QoQ Avg | 11.42% |
| Gross Margin | 67.97% | Operating Margin | 28.39% | Profit Margin | 22.02% | ROCE | 10.59% |
| ROA | 1% | ROE | 9% | Altman Z Score | 0.32 | Piotroski Score | 6 |
| Current Ratio | 0.17 | Quick Ratio | 0.17 | Cash Ratio | 0.02 | Op. CF Ratio | 0.19 |
| Debt/Equity | 0.03 | Debt/Assets | 0.01 | Lt Debt/Equity | 0.01 | Lt Debt/Cap. | 0.03 |
| Intrst Cov. | 0.97 | Inventory Turnover | — | Asset Turnover | 0.05 | Receivables Turnover | — |
| Enterprise Value | $3.88B | P/E Ratio | 18.07 |
| Forward P/E | — | PEG Ratio | — |
| P/S Ratio | 2.67 | P/B Ratio | 1.14 |
| P/CF Ratio | 10.25 | P/FCF Ratio | 11.01 |
| EPS | $1.54 | EPS Growth 1Y | 37.39% |
| EPS Growth 3Y | 19.61% | EPS Growth 5Y | 9.71% |
| Revenue Growth 1Y | 62.53% | Gross Margin | 67.97% |
| Operating Margin | 28.39% | Profit Margin | 22.02% |
| ROE | 9% | ROA | 1% |
| ROCE | 10.59% | Current Ratio | 0.17 |
| Quick Ratio | 0.17 | Cash Ratio | 0.02 |
| Debt/Equity | 0.03 | Interest Coverage | 0.97 |
| Altman Z Score | 0.32 | Piotroski Score | 6 |
United Community Bank (UCBI) valuation & financials
United Community Bank (UCBI) has a market capitalization of $3.32B and trades at a price-to-earnings ratio of 18.1. It operates in the Financial Services sector (Banks - Regional).
United Community Bank's revenue grew +62.5% over the last year.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Agricultural Bank of China (601288.SS)