Santander (SAN) Financial Analysis & Valuation | Quarter Chart

Banco Santander, S.A. provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. It offers demand and time deposits, and current and savings accounts; mortgages, consumer finance, syndicated corporate loans,... more
Banco Santander, S.A. provides various retail and commercial banking products and services to indivi... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$198.74BExchangeNYSE
SectorFinancial ServicesIndustryBanks - Diversified
CountryESCEOHector Blas Grisi Checa
IPO Date1987-07-30CAGR
Employees206,736Websitewww.santander.com
Div. Yield1.59%Payout Ratio20.68%
Buy Back Yield1.13%Total Yield2.72%
SAN chart loading...

Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$466.67BP/E12.15Forward P/E11.05PEG0.2
P/S11.08P/B9.26P/CF11.67P/FCF12.61
Sales$85.01BSales 1Y-5.98%Sales 3Y8.33%Sales 5Y25.75%
EPS$1.11EPS 1Y28.4%EPS 3Y89.09%EPS 5Y
Sales QoQ98.14%EPS QoQ50%Sales QoQ Avg12.02%EPS QoQ Avg15.96%
Gross Margin52.3%Operating Margin21.3%Profit Margin18.26%ROCE1.02%
ROA1%ROE16%Altman Z Score0.3Piotroski Score3
Current RatioQuick RatioCash RatioOp. CF Ratio
Debt/Equity4.09Debt/Assets0.23Lt Debt/Equity4.09Lt Debt/Cap.0.8
Intrst Cov.1.32Inventory TurnoverAsset Turnover0.05Receivables Turnover
Enterprise Value$466.67BP/E Ratio12.15
Forward P/E11.05PEG Ratio0.2
P/S Ratio11.08P/B Ratio9.26
P/CF Ratio11.67P/FCF Ratio12.61
EPS$1.11EPS Growth 1Y28.4%
EPS Growth 3Y89.09%EPS Growth 5Y
Revenue Growth 1Y-5.98%Gross Margin0.52%
Operating Margin0.21%Profit Margin0.18%
ROE0.16%ROA0.01%
ROCE0.01%Current Ratio
Quick RatioCash Ratio
Debt/Equity4.09Interest Coverage1.32
Altman Z Score0.3Piotroski Score3

Santander (SAN) valuation & financials

Santander (SAN) has a market capitalization of $198.74B and trades at a price-to-earnings ratio of 12.2. It operates in the Financial Services sector (Banks - Diversified).

Santander's revenue grew -6.0% over the last year.

Santander's next earnings report is scheduled for October 28, 2026 before market open; analysts estimate EPS of $0.31.

📈 Analysts estimate SAN EPS of $0.31 for the upcoming quarter. See Santander revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Santander (SAN) — frequently asked questions

When does Santander (SAN) report earnings next?

Santander is expected to report earnings on October 28, 2026 before market open. Analysts estimate EPS of $0.31.

What is Santander's market cap?

Santander (SAN) has a market capitalization of $198.74B.

What is SAN's P/E ratio?

Santander trades at a price-to-earnings ratio of 12.2, with trailing twelve-month EPS of $1.11.

How fast is Santander growing?

Santander's revenue grew -6.0% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)