OFG Bancorp (OFG) Financial Analysis & Valuation | Quarter Chart
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage len... more
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It ope... more
Company facts
Reported company information and share structure.
Company
Share structure
| Market Cap | $2.17B | Exchange | NYSE |
| Sector | Financial Services | Industry | Banks - Regional |
| Country | US | CEO | José Rafael Fernández |
| IPO Date | 1987-03-26 | CAGR | — |
| Employees | 2,185 | Website | www.ofgbancorp.com |
| Div. Yield | 2.63% | Payout Ratio | 24% |
| Buy Back Yield | 4.83% | Total Yield | 7.46% |
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Key metrics
Reported fundamentals and market-derived technical indicators.
Fundamentals
Technicals
| EV | $2.17B | P/E | 10.61 | Forward P/E | 9.89 | PEG | 0.62 |
| P/S | 2.38 | P/B | 1.62 | P/CF | 9.63 | P/FCF | 10.72 |
| Sales | $914.15M | Sales 1Y | 8.33% | Sales 3Y | 31.84% | Sales 5Y | 70.88% |
| EPS | $4.84 | EPS 1Y | 17.27% | EPS 3Y | 36.15% | EPS 5Y | 98.46% |
| Sales QoQ | -1.02% | EPS QoQ | -4.32% | Sales QoQ Avg | 1.35% | EPS QoQ Avg | 3.63% |
| Gross Margin | 75.89% | Operating Margin | 32.2% | Profit Margin | 24.64% | ROCE | 2.46% |
| ROA | 2% | ROE | 16% | Altman Z Score | 0.44 | Piotroski Score | 7 |
| Current Ratio | 3.57 | Quick Ratio | 3.57 | Cash Ratio | 2.82 | Op. CF Ratio | 0.27 |
| Debt/Equity | 0.47 | Debt/Assets | 0.05 | Lt Debt/Equity | 0.32 | Lt Debt/Cap. | 0.23 |
| Intrst Cov. | 1.76 | Inventory Turnover | — | Asset Turnover | 0.08 | Receivables Turnover | 6.09 |
| Enterprise Value | $2.17B | P/E Ratio | 10.61 |
| Forward P/E | 9.89 | PEG Ratio | 0.62 |
| P/S Ratio | 2.38 | P/B Ratio | 1.62 |
| P/CF Ratio | 9.63 | P/FCF Ratio | 10.72 |
| EPS | $4.84 | EPS Growth 1Y | 17.27% |
| EPS Growth 3Y | 36.15% | EPS Growth 5Y | 98.46% |
| Revenue Growth 1Y | 8.33% | Gross Margin | 75.89% |
| Operating Margin | 32.2% | Profit Margin | 24.64% |
| ROE | 16% | ROA | 2% |
| ROCE | 2.46% | Current Ratio | 3.57 |
| Quick Ratio | 3.57 | Cash Ratio | 2.82 |
| Debt/Equity | 0.47 | Interest Coverage | 1.76 |
| Altman Z Score | 0.44 | Piotroski Score | 7 |
OFG Bancorp (OFG) valuation & financials
OFG Bancorp (OFG) has a market capitalization of $2.17B and trades at a price-to-earnings ratio of 10.6. It operates in the Financial Services sector (Banks - Regional).
OFG Bancorp's revenue grew +8.3% over the last year.
OFG Bancorp's next earnings report is scheduled for January 28, 2027 before market open (provider scheduled date); analysts estimate EPS of $1.23. Check the earnings calendar to see all companies reporting this week.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Agricultural Bank of China (601288.SS)