OFG Bancorp (OFG) Financial Analysis & Valuation | Quarter Chart
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage len... more
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It ope... more
Company facts
Reported company information and share structure.
Company
Share structure
| Market Cap | $2.14B | Exchange | NYSE |
| Sector | Financial Services | Industry | Banks - Regional |
| Country | US | CEO | José Rafael Fernández |
| IPO Date | 1987-03-26 | CAGR | — |
| Employees | 2,185 | Website | www.ofgbancorp.com |
| Div. Yield | 1.86% | Payout Ratio | 24% |
| Buy Back Yield | 3.94% | Total Yield | 5.8% |
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Key metrics
Reported fundamentals and market-derived technical indicators.
Fundamentals
Technicals
| EV | $1.85B | P/E | 10.44 | Forward P/E | 9.81 | PEG | 0.48 |
| P/S | 3.23 | P/B | 2.09 | P/CF | 14.08 | P/FCF | 15.43 |
| Sales | $902.51M | Sales 1Y | 8.46% | Sales 3Y | 36.22% | Sales 5Y | 69.15% |
| EPS | $4.84 | EPS 1Y | 17.69% | EPS 3Y | 33.78% | EPS 5Y | 117.9% |
| Sales QoQ | 1.87% | EPS QoQ | 10.32% | Sales QoQ Avg | 2.36% | EPS QoQ Avg | 4.92% |
| Gross Margin | 74.09% | Operating Margin | 31.46% | Profit Margin | 24.43% | ROCE | 17.58% |
| ROA | 2% | ROE | 16% | Altman Z Score | -0.3 | Piotroski Score | 7 |
| Current Ratio | 0.35 | Quick Ratio | 0.35 | Cash Ratio | 0.07 | Op. CF Ratio | 0.01 |
| Debt/Equity | 0.41 | Debt/Assets | 0.05 | Lt Debt/Equity | 0.02 | Lt Debt/Cap. | — |
| Intrst Cov. | 1.67 | Inventory Turnover | — | Asset Turnover | 0.07 | Receivables Turnover | 5.16 |
| Enterprise Value | $1.85B | P/E Ratio | 10.44 |
| Forward P/E | 9.81 | PEG Ratio | 0.48 |
| P/S Ratio | 3.23 | P/B Ratio | 2.09 |
| P/CF Ratio | 14.08 | P/FCF Ratio | 15.43 |
| EPS | $4.84 | EPS Growth 1Y | 17.69% |
| EPS Growth 3Y | 33.78% | EPS Growth 5Y | 117.9% |
| Revenue Growth 1Y | 8.46% | Gross Margin | 74.09% |
| Operating Margin | 31.46% | Profit Margin | 24.43% |
| ROE | 16% | ROA | 2% |
| ROCE | 17.58% | Current Ratio | 0.35 |
| Quick Ratio | 0.35 | Cash Ratio | 0.07 |
| Debt/Equity | 0.41 | Interest Coverage | 1.67 |
| Altman Z Score | -0.3 | Piotroski Score | 7 |
OFG Bancorp (OFG) valuation & financials
OFG Bancorp (OFG) has a market capitalization of $2.14B and trades at a price-to-earnings ratio of 10.4. It operates in the Financial Services sector (Banks - Regional).
OFG Bancorp's revenue grew +8.5% over the last year.
OFG Bancorp's next earnings report is scheduled for October 21, 2026 before market open (provider scheduled date); analysts estimate EPS of $1.23. Check the earnings calendar to see all companies reporting this week.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Bank of America (BAC)