Nu Holdings (NU) Financial Analysis & Valuation | Quarter Chart

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills,... more
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily ... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$73.76BExchangeNYSE
SectorFinancial ServicesIndustryBanks - Diversified
CountryBRCEODavid Velez Osorno
IPO Date2021-12-09CAGR80.6%
Employees8,037Websitewww.nubank.com.br
Div. YieldPayout Ratio
Buy Back Yield0.68%Total Yield0.68%
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Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$56.92BP/E22.07Forward P/E13.17PEG0.38
P/S4.52P/B5.64P/CF-17.47P/FCF-17.49
Sales$16.33BSales 1Y29.16%Sales 3Y174.31%Sales 5Y2025.62%
EPS$0.69EPS 1Y60.87%EPS 3Y4900%EPS 5Y-1770.43%
Sales QoQ-50.34%EPS QoQ22.22%Sales QoQ Avg-4.6%EPS QoQ Avg14.45%
Gross Margin52.08%Operating Margin28.73%Profit Margin22.08%ROCE5.67%
ROA4%ROE30%Altman Z Score1.08Piotroski Score3
Current RatioQuick RatioCash RatioOp. CF Ratio
Debt/Equity0.14Debt/Assets0.02Lt Debt/Equity0.14Lt Debt/Cap.0.12
Intrst Cov.1.2Inventory TurnoverAsset Turnover0.2Receivables Turnover
Enterprise Value$56.92BP/E Ratio22.07
Forward P/E13.17PEG Ratio0.38
P/S Ratio4.52P/B Ratio5.64
P/CF Ratio-17.47P/FCF Ratio-17.49
EPS$0.69EPS Growth 1Y60.87%
EPS Growth 3Y4900%EPS Growth 5Y-1770.43%
Revenue Growth 1Y29.16%Gross Margin0.52%
Operating Margin0.29%Profit Margin0.22%
ROE0.3%ROA0.04%
ROCE0.06%Current Ratio
Quick RatioCash Ratio
Debt/Equity0.14Interest Coverage1.2
Altman Z Score1.08Piotroski Score3

Nu Holdings (NU) valuation & financials

Nu Holdings (NU) has a market capitalization of $73.76B and trades at a price-to-earnings ratio of 22.1. It operates in the Financial Services sector (Banks - Diversified).

Nu Holdings's revenue grew +29.2% over the last year.

Nu Holdings's next earnings report is scheduled for August 13, 2026 after market close; analysts estimate EPS of $0.20. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate NU EPS of $0.20 for the upcoming quarter. See Nu Holdings revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Nu Holdings (NU) — frequently asked questions

When does Nu Holdings (NU) report earnings next?

Nu Holdings is expected to report earnings on August 13, 2026 after market close. Analysts estimate EPS of $0.20.

What is Nu Holdings's market cap?

Nu Holdings (NU) has a market capitalization of $73.76B.

What is NU's P/E ratio?

Nu Holdings trades at a price-to-earnings ratio of 22.1, with trailing twelve-month EPS of $0.69.

How fast is Nu Holdings growing?

Nu Holdings's revenue grew +29.2% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · Bank of America (BAC) · ICBC (1398.HK)