Discover Financial Services (DFS) Financial Analysis & Valuation | Quarter Chart

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; privat... more
Discover Financial Services, through its subsidiaries, provides digital banking products and service... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$50.34BExchangeNYSE
SectorFinancial ServicesIndustryFinancial - Credit Services
CountryUSCEOJ. Michael Shepherd
IPO Date2007-06-14CAGR14.08%
Employees21,000Websitewww.discover.com
Div. Yield0.35%Payout Ratio16%
Buy Back Yield0.17%Total Yield0.52%
DFS chart loading...

Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$45.69BP/E10.69Forward P/EPEG
P/S4.91P/B2.66P/CF12.26P/FCF12.63
Sales$22.15BSales 1Y72.28%Sales 3Y81.63%Sales 5Y91.19%
EPS$18.72EPS 1Y71.7%EPS 3Y10.55%EPS 5Y178.6%
Sales QoQ15.44%EPS QoQ-16.99%Sales QoQ Avg29.87%EPS QoQ Avg19.62%
Gross Margin76.15%Operating Margin42.82%Profit Margin23.36%ROCE11.06%
ROA2%ROE13%Altman Z Score0.16Piotroski Score7
Current Ratio0.18Quick Ratio0.18Cash Ratio0.11Op. CF Ratio0.02
Debt/Equity0.77Debt/Assets0.1Lt Debt/Equity0.77Lt Debt/Cap.0.43
Intrst Cov.1.69Inventory TurnoverAsset Turnover0.07Receivables Turnover
Enterprise Value$45.69BP/E Ratio10.69
Forward P/EPEG Ratio
P/S Ratio4.91P/B Ratio2.66
P/CF Ratio12.26P/FCF Ratio12.63
EPS$18.72EPS Growth 1Y71.7%
EPS Growth 3Y10.55%EPS Growth 5Y178.6%
Revenue Growth 1Y72.28%Gross Margin0.76%
Operating Margin0.43%Profit Margin0.23%
ROE0.13%ROA0.02%
ROCE0.11%Current Ratio0.18
Quick Ratio0.18Cash Ratio0.11
Debt/Equity0.77Interest Coverage1.69
Altman Z Score0.16Piotroski Score7

Discover Financial Services (DFS) valuation & financials

Discover Financial Services (DFS) has a market capitalization of $50.34B and trades at a price-to-earnings ratio of 10.7. It operates in the Financial Services sector (Financial - Credit Services).

Discover Financial Services's revenue grew +72.3% over the last year.

Discover Financial Services's next earnings report is scheduled for July 15, 2025; analysts estimate EPS of $3.46. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate DFS EPS of $3.46 for the upcoming quarter. See Discover Financial Services revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Discover Financial Services (DFS) — frequently asked questions

When does Discover Financial Services (DFS) report earnings next?

Discover Financial Services is expected to report earnings on July 15, 2025. Analysts estimate EPS of $3.46.

What is Discover Financial Services's market cap?

Discover Financial Services (DFS) has a market capitalization of $50.34B.

What is DFS's P/E ratio?

Discover Financial Services trades at a price-to-earnings ratio of 10.7, with trailing twelve-month EPS of $18.72.

How fast is Discover Financial Services growing?

Discover Financial Services's revenue grew +72.3% over the last year.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Remgro Limited (REM.JO) · Mastercard (MA) · ICBC (1398.HK)