Chime Financial, Inc. Class A Common Stock (CHYM) Financial Analysis & Valuation | Quarter Chart

Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, saving... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$11.19BExchangeNASDAQ
SectorFinancial ServicesIndustryBanks - Regional
CountryUSCEOChris Britt
IPO Date2025-06-12CAGR29.42%
Employees1,519Websitewww.chime.com
Div. Yield—Payout Ratio—
Buy Back Yield403.04%Total Yield403.04%
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Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$5.84BP/E-422.43Forward P/E—PEG—
P/S0.04P/B0.07P/CF0.22P/FCF0.25
Sales$2.46BSales 1Y26.39%Sales 3Y—Sales 5Y—
EPS$-0.07EPS 1Y-97.09%EPS 3Y—EPS 5Y—
Sales QoQ3.46%EPS QoQ-46.15%Sales QoQ Avg6.16%EPS QoQ Avg-92.12%
Gross Margin88.71%Operating Margin-2.08%Profit Margin-0.74%ROCE-3.17%
ROA-1%ROE-1%Altman Z Score8.16Piotroski Score4
Current Ratio4.62Quick Ratio4.62Cash Ratio1.38Op. CF Ratio0.76
Debt/Equity0.08Debt/Assets0.06Lt Debt/Equity0.08Lt Debt/Cap.0.08
Intrst Cov.—Inventory Turnover—Asset Turnover1.23Receivables Turnover8.54
Enterprise Value$5.84BP/E Ratio-422.43
Forward P/E—PEG Ratio—
P/S Ratio0.04P/B Ratio0.07
P/CF Ratio0.22P/FCF Ratio0.25
EPS$-0.07EPS Growth 1Y-97.09%
EPS Growth 3Y—EPS Growth 5Y—
Revenue Growth 1Y26.39%Gross Margin88.71%
Operating Margin-2.08%Profit Margin-0.74%
ROE-1%ROA-1%
ROCE-3.17%Current Ratio4.62
Quick Ratio4.62Cash Ratio1.38
Debt/Equity0.08Interest Coverage—
Altman Z Score8.16Piotroski Score4

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Chime Financial, Inc. Class A Common Stock (CHYM) valuation & financials

Chime Financial, Inc. Class A Common Stock (CHYM) has a market capitalization of $11.19B and trades at a price-to-earnings ratio of -422.4. It operates in the Financial Services sector (Banks - Regional).

Chime Financial, Inc. Class A Common Stock's revenue grew +26.4% over the last year.

Chime Financial, Inc. Class A Common Stock's next earnings report is scheduled for November 4, 2026 after market close (provider scheduled date); analysts estimate EPS of $0.09. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate CHYM EPS of $0.09 for the upcoming quarter. See Chime Financial, Inc. Class A Common Stock revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Agricultural Bank of China (601288.SS)

Chime Financial, Inc. Class A Common Stock revenue & earnings charts →