Affirm (AFRM) Financial Analysis & Valuation | Quarter Chart

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an or... more
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States... more

Company facts

Reported company information and share structure.

Company Share structure
Market Cap$26.24BExchangeNASDAQ
SectorTechnologyIndustrySoftware - Infrastructure
CountryUSCEOMax Rafailovych Levchin
IPO Date2021-01-13CAGR51.72%
Employees2,206Websitewww.affirm.com
Div. Yield—Payout Ratio—
Buy Back Yield0.02%Total Yield0.02%
AFRM chart loading...

Key metrics

Reported fundamentals and market-derived technical indicators.

Fundamentals Technicals
EV$26.28BP/E71.23Forward P/E21.07PEG0.02
P/S6078.92P/B6426.8P/CF24035.59P/FCF30638.38
Sales$3.97BSales 1Y32.07%Sales 3Y163.66%Sales 5Y421.19%
EPS$1.1EPS 1Y—EPS 3Y—EPS 5Y—
Sales QoQ-7.5%EPS QoQ-18.92%Sales QoQ Avg7.81%EPS QoQ Avg606.52%
Gross Margin67.71%Operating Margin11.12%Profit Margin9.63%ROCE3.36%
ROA3%ROE11%Altman Z Score2.15Piotroski Score7
Current Ratio717.01Quick Ratio717.01Cash Ratio654.23Op. CF Ratio102.26
Debt/Equity2.36Debt/Assets0.68Lt Debt/Equity2.35Lt Debt/Cap.0.7
Intrst Cov.1Inventory Turnover—Asset Turnover0.3Receivables Turnover17.21
Enterprise Value$26.28BP/E Ratio71.23
Forward P/E21.07PEG Ratio0.02
P/S Ratio6078.92P/B Ratio6426.8
P/CF Ratio24035.59P/FCF Ratio30638.38
EPS$1.1EPS Growth 1Y—
EPS Growth 3Y—EPS Growth 5Y—
Revenue Growth 1Y32.07%Gross Margin0.68%
Operating Margin0.11%Profit Margin0.1%
ROE0.11%ROA0.03%
ROCE0.03%Current Ratio717.01
Quick Ratio717.01Cash Ratio654.23
Debt/Equity2.36Interest Coverage1
Altman Z Score2.15Piotroski Score7

View Affirm financial charts →

Affirm (AFRM) valuation & financials

Affirm (AFRM) has a market capitalization of $26.24B and trades at a price-to-earnings ratio of 71.2. It operates in the Technology sector (Software - Infrastructure).

Affirm's revenue grew +32.1% over the last year.

Affirm's next earnings report is scheduled for August 27, 2026 after market close; analysts estimate EPS of $0.35. Check the earnings calendar to see all companies reporting this week.

📈 Analysts estimate AFRM EPS of $0.35 for the upcoming quarter. See Affirm revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Affirm (AFRM) — frequently asked questions

When does Affirm (AFRM) report earnings next?

Affirm is expected to report earnings on August 27, 2026 after market close. Analysts estimate EPS of $0.35.

What is Affirm's market cap?

Affirm (AFRM) has a market capitalization of $26.24B.

What is AFRM's P/E ratio?

Affirm trades at a price-to-earnings ratio of 71.2, with trailing twelve-month EPS of $1.10.

How fast is Affirm growing?

Affirm's revenue grew +32.1% over the last year.

Compare with other Technology companies: NVIDIA (NVDA) · Apple (AAPL) · Microsoft (MSFT) · TSMC (TSM) · Broadcom (AVGO) · Samsung (005930.KS)

Affirm revenue & earnings charts →