Santander Polska (SPL.WA) Stock Chart - Revenue & Earnings | Quarter Chart

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Income Statement

Revenue by Product

Revenue by Geography

Revenue, Gross Profit, Operating and Net Income

RevenueGross ProfitOperating IncomeNet Income
0500M1B2B2B2B3B4B4BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Margin (%)

Gross MarginOperating MarginNet Income Margin
03875112150188225262300Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Operating Expenses

Selling And Marketing ExpensesGeneral And Administrative ExpensesOther Expenses
088M175M262M350M438M525M612M700MQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

EBITDA

EBITDA
088M175M262M350M438M525M612M700MQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

EPS

EPSEPS Diluted
02581012151820Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Revenue Variation (%)

Revenue Variation
-30-22-15-808152230Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Income Variation (%)

Gross Profit VariationOperating Income Variation
0918263544526170Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Revenue YoY Variation (%)

Revenue YoY Variation
-40-32-25-18-10-251220Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Income YoY Variation (%)

Gross Profit YoY VariationOperating Income YoY Variation
0815223038455260Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Price-to-Earning Ratio

P/E Ratio
02581012151820Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Income Breakdown

Rule Of 40 (EBITDA)Rule Of 40 (FCF)
0255075100125150175200Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Per Share Metrics

Operating IncomeInterest IncomeTotal Other Income Expenses NetNet Income
0375M750M1B2B2B2B3B3BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Expense Ratios

Revenue Per ShareNet Income Per ShareOperating Cash Flow Per Share
0510152025303540Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Cash Flow Statement

Operating Cash Flow

Capex To Revenue
000001111Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Free Cash Flow

Operating Cash FlowCapital ExpenditureFree Cash Flow
0500M1B2B2B2B3B4B4BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Cash Flow to Debt Ratio

Cash At End Of Period
01B2B3B4B6B7B8B9BQ1 2025Q2 2025Q1 2026
Balance Sheet

Current Ratio

Net Cash Provided By Operating ActivitiesNet Cash Used Provided By Financing Activities
01B2B3B4B6B7B8B9BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Quick Ratio

Total AssetsTotal Liabilities
025B50B75B100B125B150B175B200BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Cash & Equivalents

Total Current AssetsTotal Non Current Assets
012B25B38B50B62B75B88B100BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Total Assets

Total Current LiabilitiesTotal Non Current Liabilities
025B50B75B100B125B150B175B200BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Total Liabilities

Total Stockholders Equity
01B2B4B5B6B8B9B10BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Shareholders Equity

Debt To Equity
000001111Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Asset Composition

Cash And Cash EquivalentsShort Term Investments
01B2B4B5B6B8B9B10BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026

Debt Structure

Short Term DebtLong Term Debt
01B2B3B4B5B6B7B8BQ1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Key Metrics

Santander Polska (SPL.WA) quarterly earnings & revenue

Santander Polska (SPL.WA) reported revenue of 1.30B PLN for Q1 2026, down 15.7% year-over-year, with net income of 271.89M PLN and diluted EPS of 2.66 PLN.

Over the last four reported quarters, Santander Polska generated 5.03B PLN in revenue and 1.53B PLN in net income.

Santander Polska's next earnings report is scheduled for April 30, 2026; analysts estimate EPS of 3.83 PLN.

Santander Polska quarterly results

Fiscal quarterRevenueRevenue YoYNet incomeEPS (diluted)
Q1 20261.30B PLN-15.7%271.89M PLN2.66 PLN
Q4 20251.05B PLN-31.7%486.37M PLN4.76 PLN
Q3 20251.30B PLN-23.2%499.71M PLN4.89 PLN
Q2 20251.39B PLN+11.0%269.31M PLN2.64 PLN
Q1 20251.54B PLN+7.6%458.65M PLN4.49 PLN
Q4 20241.53B PLN+6.6%241.65M PLN2.37 PLN
Q3 20241.69B PLN+13.6%513.16M PLN5.02 PLN
Q2 20241.25B PLN-9.0%210.30M PLN2.06 PLN

📈 Analysts estimate SPL.WA EPS of 3.83 PLN for the upcoming quarter. See Santander Polska revenue & EPS analyst forecasts for the next four quarters with Quarter Chart Premium.

Santander Polska (SPL.WA) — frequently asked questions

When does Santander Polska (SPL.WA) report earnings next?

Santander Polska is expected to report earnings on April 30, 2026. Analysts estimate EPS of 3.83 PLN.

What was SPL.WA's revenue last quarter?

Santander Polska reported revenue of 1.30B PLN in Q1 2026, down 15.7% from the same quarter a year earlier.

What was SPL.WA's EPS last quarter?

Santander Polska reported diluted EPS of 2.66 PLN in Q1 2026.

Is Santander Polska profitable?

Santander Polska is currently profitable, with 1.53B PLN in net income over the last four reported quarters.

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