E-L Financial (ELF.TO) Financial Analysis & Valuation | Quarter Chart
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates through two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through pooled funds, closed-end investme... more
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada.... more
Company facts
Reported company information and share structure.
Company
Share structure
| Market Cap | $4.30B | Exchange | TSX |
| Sector | Financial Services | Industry | Insurance - Life |
| Country | CA | CEO | Duncan N. R. Jackman |
| IPO Date | 2002-07-08 | CAGR | 3.83% |
| Employees | 1,250 | Website | www.e-lfinancial.ca |
| Div. Yield | 5.64% | Payout Ratio | 24% |
| Buy Back Yield | 0.03% | Total Yield | 5.67% |
ELF.TO chart loading...
Key metrics
Reported fundamentals and market-derived technical indicators.
Fundamentals
Technicals
| EV | $4.06B | P/E | 3.33 | Forward P/E | — | PEG | 0.07 |
| P/S | 2.2 | P/B | 0.81 | P/CF | 18.02 | P/FCF | 18.43 |
| Sales | $2.41B | Sales 1Y | 2.65% | Sales 3Y | 23.77% | Sales 5Y | 30.94% |
| EPS | $3.72 | EPS 1Y | 157.82% | EPS 3Y | 103.7% | EPS 5Y | 51.19% |
| Sales QoQ | 320.43% | EPS QoQ | 3222.22% | Sales QoQ Avg | 75.82% | EPS QoQ Avg | 782.9% |
| Gross Margin | 73.07% | Operating Margin | 71.64% | Profit Margin | 54.16% | ROCE | 8.34% |
| ROA | 6% | ROE | 21% | Altman Z Score | 0.98 | Piotroski Score | 5 |
| Current Ratio | 1.41 | Quick Ratio | 1.41 | Cash Ratio | 0.83 | Op. CF Ratio | 0.07 |
| Debt/Equity | 0.07 | Debt/Assets | 0.02 | Lt Debt/Equity | 0.07 | Lt Debt/Cap. | 0.06 |
| Intrst Cov. | 136.87 | Inventory Turnover | — | Asset Turnover | 0.11 | Receivables Turnover | 10.37 |
| Enterprise Value | $4.06B | P/E Ratio | 3.33 |
| Forward P/E | — | PEG Ratio | 0.07 |
| P/S Ratio | 2.2 | P/B Ratio | 0.81 |
| P/CF Ratio | 18.02 | P/FCF Ratio | 18.43 |
| EPS | $3.72 | EPS Growth 1Y | 157.82% |
| EPS Growth 3Y | 103.7% | EPS Growth 5Y | 51.19% |
| Revenue Growth 1Y | 2.65% | Gross Margin | 73.07% |
| Operating Margin | 71.64% | Profit Margin | 54.16% |
| ROE | 21% | ROA | 6% |
| ROCE | 8.34% | Current Ratio | 1.41 |
| Quick Ratio | 1.41 | Cash Ratio | 0.83 |
| Debt/Equity | 0.07 | Interest Coverage | 136.87 |
| Altman Z Score | 0.98 | Piotroski Score | 5 |
E-L Financial (ELF.TO) valuation & financials
E-L Financial (ELF.TO) has a market capitalization of $4.30B and trades at a price-to-earnings ratio of 3.3. It operates in the Financial Services sector (Insurance - Life).
E-L Financial's revenue grew +2.7% over the last year.
E-L Financial's next earnings report is scheduled for November 9, 2026 (provider scheduled date). Check the earnings calendar to see all companies reporting this week.
Compare with other Financial Services companies: Berkshire Hathaway (BRK-B) · JPMorgan Chase (JPM) · Visa (V) · Mastercard (MA) · ICBC (1398.HK) · Bank of America (BAC)