📊 Income Statement

Revenue by Product

ATM and Debit Card FeesTrust FeesService
01M2M3M4M6M7M8M9MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Revenue by Geography

Revenue, Gross Profit, Operating and Net Income

RevenueGross ProfitOperating IncomeNet Income
012M25M38M50M62M75M88M100MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Margin (%)

Gross MarginOperating MarginNet Income Margin
03875112150188225262300Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Operating Expenses

Selling And Marketing ExpensesGeneral And Administrative ExpensesOther Expenses
02M5M8M10M12M15M18M20MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

EBITDA

EBITDA
04M8M11M15M19M22M26M30MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

EPS

EPSEPS Diluted
000001111Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Revenue Variation (%)

Revenue Variation
-719457196122148174200Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Income Variation (%)

Gross Profit VariationOperating Income VariationNet Income Variation
0255075100125150175200Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Revenue YoY Variation (%)

Revenue YoY Variation
0255075100125150175200Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Income YoY Variation (%)

Gross Profit YoY VariationOperating Income YoY VariationNet Income YoY Variation
050100150200250300350400Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Price-to-Earning Ratio

P/E Ratio
02581012151820Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Income Breakdown

Operating IncomeInterest IncomeTotal Other Income Expenses NetNet Income
025M50M75M100M125M150M175M200MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Per Share Metrics

Revenue Per ShareNet Income Per ShareOperating Cash Flow Per Share
000111222Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Expense Ratios

Capex To RevenueStock Based Compensation To Revenue
000001111Q1 2023Q2 2023Q3 2023Q4 2023Q1 2024
💰 Cash Flow Statement

Operating Cash Flow

Operating Cash FlowCapital ExpenditureFree Cash Flow
04M8M11M15M19M22M26M30MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Free Cash Flow

Cash At End Of Period
075M150M225M300M375M450M525M600MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024

Cash Flow to Debt Ratio

Net Cash Provided By Operating ActivitiesNet Cash Used Provided By Financing Activities
025M50M75M100M125M150M175M200MQ1 2023Q2 2023Q3 2023Q4 2023Q1 2024
🏦 Balance Sheet
📈 Key Metrics