📊 Income Statement

Revenue by Product

Fees For Customer ServiceBank ServicingInsufficient Funds FeesA T M Interchange Fee IncomeOther
038K75K112K150K188K225K262K300KQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Revenue by Geography

Revenue, Gross Profit, Operating and Net Income

RevenueGross ProfitOperating IncomeNet Income
04M8M11M15M19M22M26M30MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Margin (%)

Gross MarginOperating MarginNet Income Margin
03875112150188225262300Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Operating Expenses

Selling And Marketing ExpensesGeneral And Administrative ExpensesOther Expenses
02M5M8M10M12M15M18M20MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

EBITDA

EBITDA
01M2M3M4M5M6M7M8MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

EPS

EPSEPS Diluted
000111222Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Revenue Variation (%)

Revenue Variation
-20-15-10-505101520Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Income Variation (%)

Gross Profit VariationOperating Income VariationNet Income Variation
03875112150188225262300Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Revenue YoY Variation (%)

Revenue YoY Variation
-30-24-18-11-5181420Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Income YoY Variation (%)

Gross Profit YoY VariationOperating Income YoY VariationNet Income YoY Variation
075150225300375450525600Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Price-to-Earning Ratio

P/E Ratio
0815223038455260Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Income Breakdown

Operating IncomeInterest IncomeTotal Other Income Expenses NetNet Income
02M5M8M10M12M15M18M20MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Per Share Metrics

Revenue Per ShareNet Income Per ShareOperating Cash Flow Per Share
048111519222630Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Expense Ratios

Capex To RevenueStock Based Compensation To Revenue
000001111Q1 2022Q2 2022Q3 2022Q4 2022Q1 2023
💰 Cash Flow Statement

Operating Cash Flow

Operating Cash FlowCapital ExpenditureFree Cash Flow
09M18M26M35M44M52M61M70MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Free Cash Flow

Cash At End Of Period
025M50M75M100M125M150M175M200MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023

Cash Flow to Debt Ratio

Net Cash Provided By Operating ActivitiesNet Cash Used Provided By Financing Activities
06M12M19M25M31M38M44M50MQ1 2022Q2 2022Q3 2022Q4 2022Q1 2023
🏦 Balance Sheet
📈 Key Metrics